Common Commercial Truck Insurance Coverage’s.
Primary Liability: Mandated truck insurance coverage which protects from injury or damage to others as a result of a truck accident.
Physical Damage: Protection covering the repair or replacement of the truck or trailer regardless of fault.
Motor Truck Cargo: Protection for the transporter for his/her responsibility in the event of damaged or lost freight.
Trailer Interchange: Coverage for the legal liability of truckers for damage or loss to non-owned trailers and equipment which insured’s possess usually under a written trailer interchange agreement.
Non-Trucking Liability: Provides limited liability truck insurance for owner operators who are leased permanently to an ICC regulated carrier. (Some call this Bobtail/Deadhead Insurance)
ICC Authority: Interstate Operating Authority is permission that is granted by the federal government to transport freight that regulated across state lines.